personal injury attorney
Personal Injury

Do You Really Need a Personal Injury Attorney?

Let’s say you’re in Denver on vacation and you get into an accident in a rental car. You come away with no injuries and the other party isn’t injured. You’re covered on insurance and the accident is pretty straightforward in that the other driver is at fault. DO you think you will need a Denver personal injury attorney to handle your claim?

The answer to this question can be tricky. In this article we’re examining the reasons why a personal injury may or may not be the necessary thing to do if you’re involved in any sort of accident, including a car accident.

Though there are definitely reasons to hire a personal injury attorney in the event that you find yourself in an accident, not all situations call for legal expertise and it will save you loads of time and money by deciding which ones are more pressing than others.

Sometimes, hiring a lawyer is not a good idea. This article is here to tell you when those times are.

If You Didn’t Sustain Injuries

Thankfully, not every accident results in trips to the emergency room and lingering injuries. Sometimes you will walk away from an accident without a single scratch. This can happen from low impact or low speed collisions. You might only have damage to your car or property after an accident. If you aren’t injured in a car accident or if your injuries were minor, you likely won’t need to see a lawyer. Even if your injuries are minor, you might have to file a personal injury claim but you won’t need to work extensively with a personal injury lawyer to file the claim. In these situations, you need to balance your attorney’s costs with how much the claim will cost.

You Don’t Want to Go Through the Hassle of Getting Paid for Your Losses

If you’re involved in some sort of accident, you might not want to go through the hassle of receiving compensation for your damages. Legal battles and dealing with insurance companies can be a giant drain of both time and money, so you will have to decide whether your case is worth all of the sacrifice. This is easier to do if you aren’t injured in the accident or if the damages to your property are minor.

If your injuries are significant and you have ongoing problems, you should always seek the advice of an attorney. But if you aren’t seriously injured and can handle the financial burden of your property damage, you might not want to sacrifice your time to receive your compensation.

You Understand How to Deal with Insurance Companies

Most people understand how to buy insurance. You can just jump online and buy it and be on your way. However, many people struggle when it comes to filing a claim and following through with it. Fewer people understand how to use insurance correctly, especially after being involved in an accident of some sort. Most people don’t understand what the provisions in their contracts mean or how the claims process actually works. An even smaller number of people understand the different types of insurance policies such as health insurance and automobile insurance and their laws.

If you aren’t one of those people and you thoroughly understand how to use insurance with all of the provisions tied to it, you might not need an attorney to explain it to you. You might even be able to handle your own claim even if your injuries are significant. Most injury claims are resolved without litigation so even if you aren’t a lawyer there is a good chance you will be able to handle it yourself. Consider yourself lucky if you feel like you understand insurance law because not too many people understand.

You have Plenty of Time

Legal matters aren’t easy feats to navigate and you need substantial amounts of time if you want to be able to give them the attention they deserve. Layers aren’t rocket scientists or brain surgeons but if the other party wants to take you to court or contest your claim, you’re going to be up against professional arguers who are thoroughly trained in the law. If you have enough extra time, handling the claim might not be outside of the realm of possibility.

You will be able to teach yourself all of the steps involved in the legal process and how basic tasks involve phone calls, relevant documents, and following up on details. You will also have to approach the insurance with enough confidence so they don’t try to take advantage of you.

You should also understand that these proceedings can take over a year. While some people love the challenge and satisfaction of dealing with obstinate companies, others can’t stand the thought of being on hold for ten minutes, let alone having to go back and forth with shifty insurance agents. If you’re one of the people who can’t stand the administrative nightmare of insurance in general, you will likely want to turn your claim over to a lawyer.

The Accident Was Your Fault

If you caused the accident, you might not need to hire a personal injury attorney, especially if you have insurance. Your insurance company should know how to defend you and can provide you with an attorney to defend your claim. It should be a benefit of your policy that your insurance company provides a lawyer without additional charge.

If you caused the accident and you suffered injuries you likely won’t be able to make a claim against anyone else. In most cases, contributory negligence will prevent you from seeking compensation from other parties.

Conclusion- You Don’t Always Need a Personal Injury Attorney

If you’re involved in an accident of any sort, the aftermath is never fun. But it’s important to understand that some instances are worse than others and you might not always need an accident attorney for your case. Personal injury lawyers can protect your interests, prevent you from confusion during the complex claim process, and help you receive compensation for your losses. However, hiring a personal injury lawyer isn’t always the best idea. If you are uncertain, most personal injury lawyers will be able to give you a free consultation to discuss your case in detail.

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